How it Works

  • Apply

    Complete our online line of credit application. It only takes a few minutes.

  • Credit Limit

    Once approved, you’ll be given a credit limit. This limit is the maximum amount of money you can borrow without needing to reapply.

  • Request A Cash Adavance

    To get money, simply request a draw for whatever amount you need within your credit limit, and we will deposit the money into your active checking account the following business day. Depending on where you live, there may be a transaction fee for each draw request.

  • Interest and Fees

    Once you draw from your line of credit, you’ll be charged interest based on the amount you’ve withdrawn. In some states, there may be additional fees.

  • Repayment

    There is a minimum payment due per billing cycle, but you’ll still have flexibility when paying back your loan. There are no penalties for early payments or larger payments, meaning you can pay off your balance as quickly as possible to reduce interest charges.

  • Available Credit

    If you only withdraw a portion of your credit limit, you can continue to make additional withdraws up to your maximum credit limit as you need to.