We don’t charge an application fee, but there is a $10 membership fee with every billing statement while your line of credit account is open.

You must be 21 or older to apply for a Line of Credit with us. To get started, you will need your:

  1. Social Security Number
  2. Proof of income (pay stub, SSI statement, etc.)
  3. A valid email address
  4. Active checking account, open for at least 90 days
  5. Current cell/home and work phone number

There’s no expiration date. Your Line of Credit account will stay open as long as it remains current, but you can request to close it at any time.